If you have no wage or alimony arrears and you are not in a hurry, you can try to prove to the bank that the blocking is unreasonable. To do this, you need to collect a package of documents on the activities of the company and submit them to the bank. It is highly desirable to organize the departure of bank employees to your office, warehouse, production. Suggest it to them and wait for a response. In case of refusal, involve lawyers to write a complaint to the bank and the prosecutor's office.
The complaint must indicate:
For violations of Article 858 of the Civil Code of the Russian Federation - "restriction of the client's rights to Germany WhatsApp Number List dispose of the funds on the account is not allowed, with the exception of seizing the funds on the account or suspending operations on the account in cases provided for by law" - without a court decision and in the absence of enforcement proceedings against me;
For violation of the provisions of paragraph 2 of Article 845 of the Civil Code of the Russian Federation - “the right guaranteed to the Client by law to freely dispose of the funds available on the Client’s account”;
For violation of paragraph 2 of Federal Law No. 115-FZ dated August 17, 2001 (as amended) - “transactions with cas. are subject to mandatory control if (in relation to the counterparty) there is information received in accordance with the procedure established by law about their involvement in extremist activity or terrorism”.
The complaint must state:
“In relation to our company, given the provisions of the above law, there is no such information, in this regard, the bank has no right to limit my rights to dispose of my own money.
In addition, prior to the restriction of the rights to use the account (suspension of transactions on accounts), the Bank did not request documents on transactions conducted on this account.